Refinance your auto loan with us and lower your monthly payment!

Refinancing your vehicle loan can lead to a lower monthly payment, a shorter payment term or both! The biggest factor determining your auto loan status is your credit score.  That number determines your interest rate, whether you’ll pay an insurance premium and what other fees your lender might charge. If you didn’t have much credit history when you purchased, refinancing can do you a world of good.

Refinance your auto loan with DCFCU for:

  • Streamlined Process
  • 100% Financing Available
  • No Pre-Payment Penalties
  • Terms up to 72 Months


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*APR = Annual Percentage Rate.  Rate is subject to credit evaluation. This offer does not apply to existing Dade County Federal Credit Union auto loans. Lowest rate available is 2.99% APR for qualified borrowers. To qualify for 72-month financing, vehicle must be a 2014 model or newer. DCFCU does not finance vehicles older than a 2012 model year. Cannot be combined with any other offer. Automatic deposit of full paycheck and debit of loan payment required for lowest rate. Must present two recent paycheck stubs and proof of insurance at time of loan closing. DCFCU membership is required, a $5.00 minimum balance in a savings account and a one-time fee of $1.00. All Credit Union loan programs, rates, terms and conditions are subject to change, discontinue or cancel at any time without notice.