For New And Existing DCFCU Visa Credit Card Holders
Pay 0% APR* on Balance Transfers for 6 Months and Receive a fixed APR* of 5.99% for the life of the transferred balance!
We've Added The New Conveniences To Our Credit Card Program You've Asked For!
Transfer a Balance by Phone.
Once your application has been approved, just call 1.800.654.7728 with the lenders name, mailing address, account number, and the amount you'd like us to pay.
Three Ways To Pay
1. Online at www.dadevisadesk.com, click onto MyBranch
2. By phone via Tellerline24 In Miami 305.471.5335 or Toll-Free 1.800.696.5962
3. At any of our 11 branches.
Click here to learn more or call 305.471.5080.
*APR=Annual Percentage Rate. Balance transfers initiated through May 31, 2008 receive the 0.00% Introductory APR for 180 days from the date of the transfer. After 180 days, the APR will convert to 5.99% for the life of the transferred balances. Purchases will be subject to the standard APR ranging from 7.9% to 17.9% - that is, the rate you receive on your card based on credit evaluation. Offer subject to credit evaluation.
Apply for a No Annual Fee DCFCU Platinum Credit Card and take advantage of the benefits:
No Annual Fee
There is no annual fee on your DCFCU Platinum - not just the first year, but ever!
Worldwide Acceptance
Your DCFCU Platinum is recognized and honored in business establishments and financial institutions worldwide.
Low Annual Percentage Rate
We offer one of the lowest Annual Percentage Rates (APR) available. Beginning August 1,2007 purchases will be subject to the standard APR ranging from 7.90% 17.90%. Offer subject to credit evaluation.
25-Day Grace Period
You can pay off your balance in full within 25 days of your purchase to avoid any finance charges.
No Cash Advance Fee
You can get a cash advance with our DCFCU Platinum Visa Credit Card at any DCFCU branch office or at any financial institution displaying the VISA card logo. Interest is charged from the date of the advance.
VISA ATM Access
You have 24-hour cash access at any VISA cash machine or other ATMs that display the VISA logo (a transaction fee may be charged). A computer generated Personal Identification Number (PIN) will be sent to you shortly after you receive our DCFCU Platinum Credit Card. Interest is charged from the date of the advance.
Travel Accident Insurance
As a DCFCU VISA Platinum card holder, you get up to $1,000,000 in free insurance coverage when you purchase a ticket on a major carrier with your DCFCU VISA Platinum card.
Transfer Balances
You can pay off balances from other high interest credit cards and enjoy immediate savings! And, there are no transfer fees.
Periodic Credit Line Increases
For your convenience, your credit line may be increased by calling us. So, as your lifestyle changes and your needs grow, so can your credit line! Simply call us and ask.
CU Rewards
For every purchase dollar you charge to your DCFCU VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities.
Click here to apply for a DCFCU Visa Card
Important Credit Card Disclosure Visa Platinum Credit Card
Annual Percentage Rate (APR) for purchases: 7.9%, 9.9%, 11.9%, 13.9%, 17.9% based on credit evaluation.
Standard APR’s
Balance Transfer APR : 0.00 %* (Offer is valid only for new approved Visa Platinum Credit Cards)
Cash Advance APRs: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Balance Transfer APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Default APRs**: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Grace period for repayment of balances for purchases with Visa Platinum Credit Card
25 days on average
Method of computing the balance for purchases with Visa Platinum Credit Card
Average daily balance (including new purchases)
Annual fee for Visa Platinum Credit Card
None
Cash Advance Fee for Visa Platinum Credit Card
None
Balance Transfer fee for Visa Platinum Credit Card
None
APR Penalty fee for Visa Platinum Credit Card
None
Over the limit fee for Visa Platinum Credit Card
$20.00
Late Payment fee for Visa Platinum Credit Card
$20.00
Foreign Currency Transaction fee Visa Platinum Credit Card
1.0% of the converted transaction amount.
*APR=Annual Percentage Rate. Balance transfers receive the 0.00% introductory APR for 180 days from the date your new credit card account is opened. After 180 days, the APR will convert to the standard APR ranging from 7.9% to 17.9%. Purchases will be subject to the standard APR ranging from 7.9% to 17.9% - that is, the rate you receive on your card based on credit evaluation. Offer subject to credit evaluation.
**APR=Annual Percentage Rate. Default APR: Each time you default on this account because you fail to make at least the minimum payment due, exceed your credit limit or make a payment to us that is not honored by your financial institution, we may increase the APR on your account up to the maximum Default APR.
The information above is current as of 8/1/07. You can call or write us at the telephone number or address shown herein to inquire if any changes occurred since the effective date. In Miami Dade (305) 471-5080, Toll Free (800) 299-7147. 1500 NW 107th Avenue, Miami, FL 33172
