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	<title>Dade County Federal Credit Union</title>
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	<link>http://www.dcfcu.org</link>
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		<title>Rewards Checking with 2%APY!*</title>
		<link>http://www.dcfcu.org/rewards-checking/</link>
		<comments>http://www.dcfcu.org/rewards-checking/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 19:53:28 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Promotions]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1688</guid>
		<description><![CDATA[Our NEW Rewards Checking Account is a Sweet Deal! Sign up and receive 2% APY * on up to $5,000, and ATM refunds of up to $15. To earn your “rewards”, you simply need to complete the following each qualification &#8230; <a href="http://www.dcfcu.org/rewards-checking/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dcfcu.org/wp-content/uploads/2012/04/reward-checking-page-img1.jpg" class="local-link"><img class="aligncenter size-full wp-image-1718" title="reward-checking-page-img" src="http://www.dcfcu.org/wp-content/uploads/2012/04/reward-checking-page-img1.jpg" alt="" width="630" height="246" /></a></p>
<p><strong>Our </strong>NEW <strong>Rewards Checking Account is a Sweet Deal!</strong></p>
<p><strong>Sign up and receive<span style="color: #ff0000; font-size: x-large;"> 2% </span></strong><strong>APY</strong><strong> * on up to $5,000, and ATM refunds of up to $15.</strong></p>
<p>To earn your “rewards”, you simply need to complete the following each qualification cycle:</p>
<p>1)  Twelve (12) signature <span style="text-decoration: underline;">or</span> PIN based debit card transactions;</p>
<p>2)  Have one ACH or direct deposit per month;</p>
<p>3)  Opt to receive your statements online (E-Statements)</p>
<p>Sign up today!! For more details or if you have any questions, please call us at 305-471-5080.</p>
<p style="text-align: center;"><span style="font-size: large;">Not A Member?</span> <a href="/leaving/?ex=https://umnasg5.umonitor.com/dcfcu/welcome.do" class="ext-link" rel="external nofollow"> Click Here To Join!</a></p>
<p><span style="color: #000000; font-size: xx-small;">* APY= Annual Percentage Yield. To receive Rewards Checking benefits including the 2% APY up to $5,000 and eligibility for ATM refunds, the following requirements must be met each cycle: 1 Direct Deposit or ACH Auto Debit, a minimum of 12 check card signature or PIN based purchases and opting to receive electronic statements. If the</span> <span style="color: #000000; font-size: xx-small;">above requirements are not met, you will receive the base APY of .10% on the full average daily balance for the qualification cycle and the ATM Surcharge Fees will not be refunded. Dade County Federal membership required. If you do not qualify for three consecutive months, you will be removed from Rewards Checking account. Rate and</span> <span style="color: #000000; font-size: xx-small;">terms subject to change without notice. Security Fee of $1.99 will be applied to account on a monthly basis. If you qualify for Privilege Pay &#8211; an overdraft service offered by Dade County Federal &#8211; will result in a $29 fee per event. Membership is open to anyone who lives, works, worships or attends school in Miami-Dade County or has an immediate family member who does.</span></p>
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		<title>New Procedures for Incoming Wire Transfers</title>
		<link>http://www.dcfcu.org/new-procedures-for-incoming-wire-transfers/</link>
		<comments>http://www.dcfcu.org/new-procedures-for-incoming-wire-transfers/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 21:00:25 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1655</guid>
		<description><![CDATA[Please note that we have updated our procedures for incoming wire transfers. See link below to view the new procedures.  If you have any questions, please call our contact center at 305-471-5080. Incoming Wire Procedure]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Arial; font-size: medium;">Please note that we have updated our procedures for incoming wire transfers. See link below to view the new procedures.  If you have any questions, please call our contact center at 305-471-5080.</span></p>
<p><span style="font-family: Arial; font-size: medium;"><a href="http://www.dcfcu.org/wp-content/uploads/2012/04/Incoming-Wires-Procedures-CACU2.pdf" class="local-link">Incoming Wire Procedure</a></span></p>
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		<title>Mortgage Offers</title>
		<link>http://www.dcfcu.org/mortgage-offers/</link>
		<comments>http://www.dcfcu.org/mortgage-offers/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 17:18:09 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Promotions]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1612</guid>
		<description><![CDATA[ The perfect home. The right mortgage.  The best choice. Buy or refinance your home! Take advantages of our special benefits: Fixed Rate No Hidden Fees Smooth and Easy Process To apply online click here or call 305-471-5080! Not A Member?  Click &#8230; <a href="http://www.dcfcu.org/mortgage-offers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<h2 style="text-align: center;"><span style="font-size: x-large;"> The perfect home. The right mortgage. </span></h2>
<h2 style="text-align: center;"><span style="font-size: x-large;">The best choice.</span></h2>
<p style="text-align: center;"><span style="font-size: x-large;">Buy or refinance your home!</span></p>
<h5><a href="http://www.dcfcu.org/wp-content/uploads/2012/04/website-banner1.jpg" class="local-link"><img class="aligncenter size-large wp-image-1643" title="website-banner" src="http://www.dcfcu.org/wp-content/uploads/2012/04/website-banner1-1024x422.jpg" alt="" width="584" height="240" /></a><span style="font-size: medium;">Take advantages of our special benefits:</span></h5>
<ul>
<li><span style="font-size: medium;">Fixed Rate</span></li>
<li><span style="font-size: medium;">No Hidden Fees</span></li>
<li><span style="font-size: medium;">Smooth and Easy Process</span></li>
</ul>
<p style="text-align: center;"><span style="font-size: medium;">To apply online<a href="https://mybranch.dcfcu.org/" class="local-link"> click here </a>or call 305-471-5080!</span></p>
<p style="text-align: center;"><span style="font-size: x-large;"><span style="font-size: large;">Not A Member?</span> <a href="/leaving/?ex=https://umnasg5.umonitor.com/dcfcu/welcome.do" class="ext-link" rel="external nofollow"> Click Here To Join!</a></span></p>
<p style="text-align: center;">Mortgage counselors are ready to assist you with an application!</p>
<h6 style="text-align: left;"><span style="font-size: xx-small;">* APR= Annual Percentage Rate. Direct Deposit with Dade County Federal and auto debit of loan payment required. Rate and down-payment requirement based on credit evaluation. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. Home must be in first position for mortgage or refi nance promotion. If loan is paid in full in less than 2 years, members must pay closing cost. Credit Union will finance 97% on loan to value on purchases and 80% loan to value for refinances. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice and cannot be combined with any other offer. Advertised rate assumes for a 30-year, fixed-rate, 1st lien, purchase money mortgage on an owner-occupied, single-family residence; loan amount of $100,000.00; and monthly escrowing of taxes &amp; insurance. For example, a $100,000.00 loan amount financed at 4.99% (5.067%APR), would result in 360 monthly principal and interest payments of $536.22. New Money only. This offer does not apply to existing loans.</span></h6>
<h5 style="text-align: left;"><a href="http://www.dcfcu.org/wp-content/uploads/2012/04/banner-for-website-mortgage.jpg"><br />
</a></h5>
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		<title>Information on Card Compromise</title>
		<link>http://www.dcfcu.org/information-on-card-compromise/</link>
		<comments>http://www.dcfcu.org/information-on-card-compromise/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 16:30:18 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1614</guid>
		<description><![CDATA[As you may be aware, there have been recent reports of a large-scale card compromise. Please be aware that Dade County Federal is aware of the reported security breach. While we don’t know the particulars of the situation at this &#8230; <a href="http://www.dcfcu.org/information-on-card-compromise/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>As you may be aware, there have been recent reports of a large-scale card compromise.  Please be aware that Dade County Federal is aware of the reported security breach.  While we don’t know the particulars of the situation at this time, Dade County Federal is actively monitoring fraud reports we receive from VISA to determine if any Dade County Federal cards have been affected by this situation.  If we learn that a Dade County Federal card has been compromised, we will take a proactive approach and reissue cards to affected members.</p>
<p>We understand and regret the uncertainty that an event like this causes.  As always, and particularly in a situation like this, we ask that you review your account activity and statements. Report any unauthorized or unknown account activity immediately by calling our Contact Center at (305)471-5080 (toll free at 800 299-7147).  After hours, please report fraudulent activity at 1-800-449-7728.</p>
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		<title>April 2012 Currency Events</title>
		<link>http://www.dcfcu.org/april-2012-currency-events/</link>
		<comments>http://www.dcfcu.org/april-2012-currency-events/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 16:02:40 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[Currency Event News Letters]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1605</guid>
		<description><![CDATA[2012 April Currency Events]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dcfcu.org/wp-content/uploads/2012/04/2012_04APRCurrencyEvents.pdf" class="local-link">2012 April Currency Events</a></p>
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		<title>NEW &#8211; &#8220;Better Than A Lease Program&#8221; For New and Selected Used Vehicles!</title>
		<link>http://www.dcfcu.org/new-better-than-a-lease-program-for-new-and-selected-used-vehicles/</link>
		<comments>http://www.dcfcu.org/new-better-than-a-lease-program-for-new-and-selected-used-vehicles/#comments</comments>
		<pubDate>Mon, 19 Mar 2012 15:38:42 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1543</guid>
		<description><![CDATA[Lease a car, or finance? Now Dade County Federal gives you a new option that combines the best of both worlds! With our Better Than A Lease Program, you can enjoy: • Lower Monthly Payments • Ownership of the Vehicle • &#8230; <a href="http://www.dcfcu.org/new-better-than-a-lease-program-for-new-and-selected-used-vehicles/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-1546" title="better_than_a_lease_feat_img" src="http://www.dcfcu.org/wp-content/uploads/2012/03/better_than_a_lease_feat_img.jpg" alt="" width="630" height="246" /><br />
Lease a car, or finance? Now Dade County Federal gives you a new option that combines the best of both worlds!</p>
<p>With our Better Than A Lease Program, you can enjoy:<br />
• Lower Monthly Payments<br />
• Ownership of the Vehicle<br />
• No Capitalization Fee<br />
• No Application Fee<br />
• No Security Deposit<br />
• No First or Last Payment Required Up Front<br />
• No Hidden Fees<br />
• No Early Payoff Penalty<br />
• Realistic Residual Value</p>
<p>Also, with this new program, there are great flexible options*:<br />
- Buy the Vehicle or Trade it in<br />
- Finance Residual Value as Used Vehicle Loan<br />
- Return the Vehicle at the End of the Loan</p>
<p>To find out more call 305-471-5080 to speak to a representative today!</p>
<p style="text-align: center;"><span style="font-size: large;">Not A Member? </span><a href="/leaving/?ex=https://umnasg5.umonitor.com/dcfcu/welcome.do" class="ext-link" rel="external nofollow"> Click Here To Join!</a></p>
<p><span style="font-size: x-small;">* At term end there will be a residual balance due. Member has options of </span><span style="font-size: x-small;">satisfying residual balance or to turn in vehicle without paying residual balance due. </span><span style="font-size: x-small;">Additional mileage will be calculated at .10 per mile. A charge for excessive wear and </span><span style="font-size: x-small;">tear as indicated in contract addendum may be charged to member</span></p>
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		<title>ATIRAreload Prepaid Cards</title>
		<link>/services-new/reloadable-cards/</link>
		<comments>/services-new/reloadable-cards/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 18:52:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1254</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
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		<title>Introducing our NEW reloadable card &#8211; VISA ATIRAreload!</title>
		<link>http://www.dcfcu.org/introducing-our-new-reloadable-card-visa-atirareload/</link>
		<comments>http://www.dcfcu.org/introducing-our-new-reloadable-card-visa-atirareload/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 19:55:40 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[News Releases]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1201</guid>
		<description><![CDATA[What is a VISA ATIRAreload card? The Visa® ATIRAreload is a reloadable, prepaid debit card that can be used anywhere VISA is accepted. This card can also be used for online purchases, traveling, special purchases, everyday expenses, and at ATMs &#8230; <a href="http://www.dcfcu.org/introducing-our-new-reloadable-card-visa-atirareload/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><strong>What is a VISA ATIRAreload card?</strong></p>
<p>The Visa<sup>®</sup> ATIRAreload is a reloadable, prepaid debit card that can be used anywhere VISA is accepted. This card can also be used for online purchases, traveling, special purchases, everyday expenses, and at ATMs for cash withdrawals.</p>
<p>ATIRAreload prepaid card is also perfect for teens on-the-go! This card can teach teens about spending independence while keeping parents informed about their purchases.</p>
<p>To attain an ATIRAreload prepaid VISA card please stop by any of our <a href="http://www.dcfcu.org/branch-atm-locations/" class="local-link">branch locations</a> or for more information call 305-471-5080.</p>
<p>To learn more about the ATIRAreload prepaid Visa click here <a href="/leaving/?ex=http://www.atirareload.com/" class="ext-link" rel="external nofollow"><span style="color: #800080;">http://www.atirareload.com/</span></a></p>
<p style="text-align: center;"><span style="color: #000000;"><span style="font-size: large;">Not A Member?</span> <a href="/leaving/?ex=https://umnasg5.umonitor.com/dcfcu/welcome.do" class="ext-link" rel="external nofollow"> Click Here To Join!</a><br />
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		<title>January 2012 Currency Events</title>
		<link>http://www.dcfcu.org/january-2012-currency-events/</link>
		<comments>http://www.dcfcu.org/january-2012-currency-events/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 14:09:01 +0000</pubDate>
		<dc:creator>DCFCU1</dc:creator>
				<category><![CDATA[Currency Event News Letters]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=1149</guid>
		<description><![CDATA[2012 January Currency Events]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.dcfcu.org/wp-content/uploads/2012/01/2012_01Jan-Currecny-Events.pdf" class="local-link">2012 January Currency Events</a></p>
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		<title>2010 Annual Report</title>
		<link>http://www.dcfcu.org/2010-annual-report/</link>
		<comments>http://www.dcfcu.org/2010-annual-report/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 19:22:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Annual Reports]]></category>

		<guid isPermaLink="false">http://www.dcfcu.org/?p=923</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
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