The perfect home. The right mortgage. We want to make the American Dream a reality for you. Whether you are looking to buy a new home or refinance your current loan, let us help you open the door to savings. Click here to request more info.
Not a member? That’s OK, Dade Country Federal can help you get started, simply call (305)471-5080 and one of our representatives will be happy to help.
*APR=Annual Percentage Rate. Rate and down-payment requirement based on credit evaluation. The rate you qualify to receive may vary depending on credit history, underwriting factors and term of loan. Rate is not guaranteed until the loan is approved and the rate has been locked. Advertised rate as of 4-1-16 assumes for a 30-year or 15-year, Fixed-rate, 1st lien, REFINANCE; purchase money mortgage on an owner-occupied, single-family residence; max loan amount $417,000. Estimated monthly payment for a $100,000, 30-year loan at 4.00% APR will have an approximate monthly P&I only payment of $477.58; and a loan of $100,000, 15-year term at 3.50% APR will have an approximate monthly P&I only payment of $715.01. Lender pays closing costs up to $5,000 not to exceed 6% of purchase price, excludes prepaid interest and escrows. Private Mortgage Insurance (PMI) is required for any loan above 80%LTV. DCFCU will purchase and service closed loans from Home Financing Center. Should borrower(s) payoff loan in less than 24 months, the total closing cost PAID BY DCFCU associated with loan will be due and payable by borrower(s) to DCFCU. All loans will require direct deposit & auto debit from a DCFCU share account, and must establish DCFCU share savings and share draft checking; S1 and S5 account. **Jumbo loan pricing rate as low as 4.125% for 30 years and 3.75% for 15 years. This promotion is not available for existing DCFCU Loans. Must close with A&M Title. All loans to be escrowed. Excludes FHA, VA loans, & condominiums. If applying for home purchase; must have a fully executed purchase & sales contract to qualify for promo. All Credit Union loan programs, rates, terms and conditions are subject to change and cancellation at any time without notice. DCFCU membership is required. Other conditions may apply.