Homeownership is the American dream. With so many options and so many lenders available in today’s marketplace, it’s important to pursue a deal that’s right for you with someone you can trust. Combine your first mortgage and HELOC to a low fixed-rate. Simply click on the link below and fill out the requested information and a DCFCU representative will contact you. 

  • Refinance your variable rate to a fixed-rate.
  • Consolidate your 1st & 2nd mortgages.
  • We’ll pay up to $5,000 in closing costs*
  • Streamlined application process.
  • Flexible program options.
  • Up to 95% CLTV.


*The rate you qualify to receive may vary depending on credit history, underwriting factors and term of loan. Rate is not guaranteed until the loan is approved and the rate has been locked. REFINANCE; Purchase money mortgage on an owner-occupied single-family residence; max loan amount up to $424,100 for qualified borrowers. Lender pays closing costs up to $5,000.  Private Mortgage Insurance (PMI) may be required. Should borrower(s) payoff loan in less than 24 months, the total closing cost PAID BY DCFCU associated with loan will be due and payable by borrower(s) to DCFCU.  Must close with A&M Title to receive closing cost assistance. All loans to be escrowed. Excludes Purchases, FHA, VA loans, and condominiums. No Cash back to member to receive closing cost credit may consolidate existing 1st and 2nd mortgage.  All Credit Union loan programs, rates, terms and conditions are subject to change and cancellation at any time without notice. DCFCU membership is required, with auto payment from a DCFCU share account of monthly mortgage payment. Loans available for up to 30 years.  Other conditions may apply.