Homeownership is the American dream. With so many options and so many lenders available in today’s marketplace, it’s important to pursue a deal that’s right for you with someone you can trust. Combine your first mortgage and HELOC to a low fixed-rate. Simply click on the link below and fill out the requested information and a DCFCU representative will contact you. 

  • Refinance your variable rate to a fixed-rate.
  • Consolidate your 1st & 2nd mortgages.
  • We’ll pay up to $5,000 in closing costs*
  • Streamlined application process.
  • Flexible program options.
  • Up to 95% CLTV.


*The rate you qualify to receive may vary depending on credit history, underwriting factors and term of loan.  Rate is not guaranteed until all loan documents and disclosures are received,  a loan estimate has been issued.  Loans may be subject to Private Mortgage Insurance (PMI) approval.  Maximum conforming loans is $424,100 for qualified borrowers; JUMBO loans may be available. All loans must be escrowed with auto payment from a DCFCU share account. Loans will be for owner-occupied properties.  LENDER PAID CLOSING COST UP TO $5,000 IS BEING OFFERED FOR NO CASH BACK REFINANCE CONVENTIONAL LOANS ONLY.  Excludes Purchases, FHA, VA loans, and condominiums.  Should borrower payoff and close loan within 24 months, the total closing cost paid by DCFCU will be due and payable back to DCFCU.   Loans must be closed with A&M Title Company to receive closing cost promo.  DCFCU membership is required and all Credit Union loan programs, rates, terms and conditions are subject to change, discontinue or cancel at any time without notice.