Dade County Federal Union Rates as of 07/31/2014
Share Savings** & IRA Shares
RangeRATEAPY*
$100 – $499.990.05%0.05%
$500 – $999.990.15%0.15%
$1,000 – $4,999.990.20%0.20%
$5,000 and over 0.30%0.30%
Club Accounts
RangeRATEAPY*
$100 – $499.990.05%0.05%
$500 – $999.990.15%0.15%
$1,000 – $4,999.990.20%0.20%
$5,000 and over0.30%0.30%
Share Draft Checking
RangeRATEAPY*
$1,000 – $4,999.990.10%0.10%
$5,000 and over0.15%0.15%
Rewards Checking
RangeRATEAPY*
$.01 and up (†requirements not met)0.10% (base rate)0.10%
$.01 - $5,000 (†requirements met)1.98%2.00%
$5,000.01 and over (†requirements met)0.25%0.25%
Money Management
RangeRATEAPY*
$2,500 – $9,999.990.20%0.20%
$10,000 – $24,999.990.25%0.25%
$25,000 – $49,999.990.30%0.30%
$50,000 and over0.35%0.35%
Share IRA Certificates***
RangeRATEAPY*
12 month0.50%0.50%
24 month0.60%0.60%
36 month0.80%0.80%
Share Certificates***
RangeRATEAPY*
3 month0.35%0.35%
6 month0.40%0.40%
12 month0.50%0.50%
18 month0.55%0.55%
30 month0.75%0.75%
60 month1.74%1.75%

* APY=Annual Percentage Yield

** Minimum of $5.00 balance required. Required for Credit Membership.

*** Minimum opening balance of $500. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.

Rewards Checking:

†Requirements per “qualification cycle”: 12 combined debit card signature-based or point-of-sale purchase transactions (transactions must post during the qualification period); enroll and receive an Electronic Statement; and either one Direct Deposit or one ACH Debit.

Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962.

Effective April 1, 2006, the National Credit Union Administration (NCUA) increased the share insurance to $250,000.00 on retirement accounts such as Traditional and Roth Individual Retirement Accounts (IRAs) and SEP accounts.

This change provides greater protection and peace of mind for you, as you save for your retirement. For more information, please review the article below.

NCUA Bulletin on Share Insurance for IRAs

Federally Insured by NCUA to at least $250,000