Dade County Federal Union Rates as of 1/28/2013
Share Savings & IRA Shares**
	Range	RATE	APY*
	$100 – $499.99	0.05%	0.05%
	$500 – $999.99	0.15%	0.15%
	$1,000 – $4,999.99	0.20%	0.20%
	$5,000 and over	0.35%	0.35%
Club Accounts
	Range	RATE	APY*
	$100 – $499.99	0.05%	0.05%
	$500 – $999.99	0.15%	0.15%
	$1,000 – $4,999.99	0.20%	0.20%
	$5,000 and over	0.35%	0.35%
Share Draft Checking
	Range	RATE	APY*
	$1,000 – $4,999.99	0.10%	0.10%
	$5,000 and over	0.15%	0.15%
Money Management
	Range	RATE	APY*
	$2,500 – $9,999.99	0.20%	0.20%
	$10,000 – $24,999.99	0.25%	0.25%
	$25,000 – $49,999.99	0.30%	0.30%
	$50,000 and over	0.35%	0.35%
Share IRA Certificates***
	Range	RATE	APY*
	12 month	0.50%	0.50%
	24 month	0.60%	0.60%
	36 month	0.80%	0.80%
	IRA Rollover	0.10%	0.10%
Share Certificates***
	Range	RATE	APY*
	3 month	0.35%	0.35%
	6 month	0.40%	0.40%
	12 month	0.50%	0.50%
	18 month	0.55%	0.55%
	30 month	0.75%	0.75%
	60 month	1.74%	1.75%

* APY=Annual Percentage Yield

** Minimum of $5.00 balance required. Required for Credit Membership.

*** Minimum opening balance of $500. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.

Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962.

Effective April 1, 2006, the National Credit Union Administration (NCUA) increased the share insurance to $250,000.00 on retirement accounts such as Traditional and Roth Individual Retirement Accounts (IRAs) and SEP accounts.

This change provides greater protection and peace of mind for you, as you save for your retirement. For more information, please review the article below.

NCUA Bulletin on Share Insurance for IRAs

Federally Insured by NCUA to at least $250,000