How Should I Fund My Holiday Shopping?

Take a few minutes to learn how you can spend responsibly this season. 

1.) No-interest credit cards 

If you can open a credit card with an introductory no-interest period, you can borrow the money to fund those purchases without paying a penny of interest. Apply for a DCFCU Visa Platinum and shop with 0% APR* on all purchases made within the first 60 days of approval. Keep the promotional rate for 12 months to give you time to pay off your purchases with no additional interest.

 2.) Personal loans 

Anytime you need a pile of dough, you can stop by any DCFCU branch to apply for a personal loan or visit our website to apply.


3.) Skip-a-Payment 

At Dade County Federal, we offer you our own gift this time of year: the option to skip a monthly payment to give you that extra cash flow. Click here for details.


4.) Holiday Club Account 

Pay a little bit toward this expensive season all year long by opening a Holiday Club Account


5.) Deferred-interest financing 

If you’re considering several large purchases at big-box stores, consider signing up for the retailers’ deferred-interest financing. Many chain stores offer customers this interest-free financing option so they can walk out with their purchase today, and pay for it tomorrow.