*APR= Annual Percentage Rate. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Maximum unsecured debt with DCFCU may not exceed $35,000. To qualify for the lowest rate, DCFCU direct deposit of paycheck, auto-debit of loan payment and DCFCU share draft checking account required. Members with an existing DCFCU unsecured debt will need to qualify for an additional disbursement of at least $2,500 to the current outstanding balance. This loan promotion may be cancelled at any time without notice. Membership Required.