Secure Checking
Paying for goods and services is fast and easy through our Secure Share Draft Checking Account.
Unlimited check writing
ID Safe Choice* - Fully Managed Identity Theft Recovery plus Identity Theft Expense Reimbursement Insurance.
Dividends are paid on an average daily balance of $1000
Direct Deposit and Payroll deduction
VISA® Debit Card
Free transactions at all DCFCU ATMs
Four Free transactions monthly at Presto® ATMs (ATM surcharges may apply)
Online Banking and Bill Pay
Mobile Banking
Monthly service charge: $1.99
Our Secure Checking account may also qualify you for additional discounts on consumer loans!
*ID Safe Choice
Professional, dedicated Privacy Advocates are standing by and will manage your identity theft incident and resolve suspected or confirmed fraud until completion, with no time limit. Identity Theft Expense Reimbursement Insurance covers out-of-pocket expenses incurred by you during the recovery of your identity. These benefits extend to cover three generations of your family (3G) and continue to provide coverage for up to 12 months after death.
Click here to learn more about ID Safe Choice, including full terms and conditions.
Senior’s Advantage
Senior’s Advantage
We offer free services to members who are 50 years or older and maintain a minimum combined average daily balance of $2,500.
Minimum opening balance: None
Minimum balance to qualify: $2,500
Check writing fee: None
Monthly service charge: $1.99
Free services include:
Free ATM transactions (excluding other institutions’ surcharges)
Free checking with free standard check order
Free AARP membership for the first year
$5 discount on a safe deposit box
Up to 6 free copies of statements per year
5 free money orders per month
5 free Cashier’s Checks per month
Free Notary services
No annual fee VISA card (if the member qualifies)
*ID Safe Choice
This protection provides you with peace of mind in the event any of your financial and or personal information is compromised. ID Safe Choice will assign you a professional Identity Recovery Advocate, who will assist you with the necessary paperwork and other details to help restore your identity and resolve any issues. Plus, you have reimbursement insurance for any necessary recovery expenses up to $25,000 like lost wages or attorney fees. This service also extends to your immediate family members.
