Apply for a No Annual Fee Dade County Federal Platinum Credit Card and take advantage of the benefits:
No Annual Fee
There is no annual fee on your Dade County Federal Credit Card Platinum.
Your Dade County Federal Credit Platinum is recognized and honored in business establishments and financial institutions worldwide.
Low Annual Percentage Rate
We offer one of the lowest Annual Percentage Rates (APR) available. Purchases will be subject to the standard APR ranging from 7.90% to 17.90%. Offer subject to credit evaluation.
25-Day Grace Period
You can pay off your balance in full within 25 days of your purchase to avoid any finance charges.
VISA ATM Access
You have 24-hour cash access at any VISA cash machine or other ATMs that display the VISA logo (a transaction fee may be charged). A computer generated Personal Identification Number (PIN) will be sent to you shortly after you receive our Dade County Federal Credit Platinum Credit Card. Interest is charged from the date of the advance.
You can pay off balances from other high interest credit cards and enjoy immediate savings! And, there are no transfer fees.
Periodic Credit Line Increases
For your convenience, your credit line may be increased by calling us. So, as your lifestyle changes and your needs grow, so can your credit line! Simply call us and ask.
For every purchase dollar you charge to your Dade County Federal Credit Union VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities. To contact Choice Rewards please call 1-855-824-2452 or visit www.selectyourrewards.com/dcfcu (or sign onto your account on e-Branch and click on your Credit Card to My Card Info Site)
- Auto Rental Collision Damage Wavier
- Travel Emergency Assistance Services
- Warranty Manager Service
Important Credit Card Disclosure Visa Platinum Credit Card
Annual Percentage Rate (APR*) for purchases: 7.9%, 9.9%, 11.9%, 13.9%, 17.9% based on credit evaluation.
Cash Advance APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Balance Transfer APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.
Grace period for repayment of balances for purchases with Visa Platinum Credit Card
25 days on average
Method of computing the balance for purchases with Visa Platinum Credit Card
Average daily balance (including new purchases)
Annual fee for Visa Platinum Credit Card
Cash Advance Fee for Visa Platinum Credit Card
2% of the transaction or a minimum of $5 and max of $100
Balance Transfer fee for Visa Platinum Credit Card
APR Penalty fee for Visa Platinum Credit Card
Over the limit fee for Visa Platinum Credit Card
Up to $35.00 (If opted in)
To opt into over limit function please call 1-800-299-7147
Late Payment fee for Visa Platinum Credit Card
Up to $35.00
Foreign Currency Transaction fee Visa Platinum Credit Card
1.0% of the converted transaction amount.
*APR= Annual Percentage Rate is determined on, and may be adjusted as of the first business day of each quarter (January 1st, April 1st, July 1st, and October 1st) by adding a Margin to the Index (the highest Prime Rate published in The Wall Street Journal “Money Rates” table on the first business day of the previous month) The Margin is determined based on an evaluation of each Member’s credit history, and will range from 4.65% to 14.65%. Your rate will never be more than 18% regardless of the prime rate quoted in the Wall Street Journal. The information above is current as of 10/1/13. You can call or write us at the telephone number or address shown herein to inquire if any changes occurred since the effective date. In Miami Dade (305) 471-5080, Toll Free (800) 299-7147. 1500 NW 107th Avenue, Miami, FL 33172
Go Green with Electronic Statements For Visa® Credit Card!
To receive your Visa® statements electronically follow these easy steps:
Sign on to e-Branch
On your e-Branch homepage, click on “VISA – Credit Card”
Select your credit card and click “Submit”
Once you see your “Account Summary” click on your credit card.
You will be directed to your “Recent Activity” of your credit card.
Under “Account Info” tab, select “e-Statements, User Profile” and provide the necessary information.
Once your information is submitted, you will receive a confirmation code via email.
Enter the confirmation code to complete the registration. Once registration is completed, you will start receiving your statements electronically.
If you need any assistance please feel free to contact our Call Center at 305-471-5080.