Credit Cards

Apply for a No Annual Fee Dade County Federal Platinum Credit Card and take advantage of the benefits:

No Annual Fee
There is no annual fee on your Dade County Federal Credit Card Platinum.

Worldwide Acceptance
Your Dade County Federal Credit Platinum is recognized and honored in business establishments and financial institutions worldwide.

Low Annual Percentage Rate
We offer one of the lowest Annual Percentage Rates (APR) available. Purchases will be subject to the standard APR ranging from 7.90% to 17.90%. Offer subject to credit evaluation.

25-Day Grace Period
You can pay off your balance in full within 25 days of your purchase to avoid any finance charges.

VISA ATM Access
You have 24-hour cash access at any VISA cash machine or other ATMs that display the VISA logo (a transaction fee may be charged). A computer generated Personal Identification Number (PIN) will be sent to you shortly after you receive our Dade County Federal Credit Platinum Credit Card. Interest is charged from the date of the advance.

Transfer Balances
You can pay off balances from other high interest credit cards and enjoy immediate savings! And, there are no transfer fees.

Periodic Credit Line Increases
For your convenience, your credit line may be increased by calling us. So, as your lifestyle changes and your needs grow, so can your credit line! Simply call us and ask.

Choice Rewards
For every purchase dollar you charge to your Dade County Federal Credit Union VISA Platinum Card, you earn a point toward premium merchandise and exciting travel opportunities. To contact Choice Rewards please call 1-855-824-2452 or visit www.selectyourrewards.com/dcfcu (or sign onto your account on My Branch and click on your Credit Card to My Card Info Site)

Additional Benefits (Visa Disclosures)

  • Auto Rental Collision Damage Wavier
  • Travel Emergency Assistance Services
  • Warranty Manager Service

To apply today just fill out the short application form below and fax to (786)845-3150, or call (305)471-5080, or apply online here.

Platinum-Secure Application Solicitation Disclosure

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Important Credit Card Disclosure Visa Platinum Credit Card

Annual Percentage Rate (APR*) for purchases: 7.9%, 9.9%, 11.9%, 13.9%, 17.9% based on credit evaluation.

Standard APR’s

Cash Advance APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.

Balance Transfer APRs*: 7.9%, 9.9%, 11.9%, 13.9% or 17.9%, based upon credit evaluation.

Grace period for repayment of balances for purchases with Visa Platinum Credit Card

25 days on average

Method of computing the balance for purchases with Visa Platinum Credit Card

Average daily balance (including new purchases)

Annual fee for Visa Platinum Credit Card

None

Cash Advance Fee for Visa Platinum Credit Card

2% of the transaction or a minimum of $5 and max of $100

Balance Transfer fee for Visa Platinum Credit Card

None

APR Penalty fee for Visa Platinum Credit Card

None

Over the limit fee for Visa Platinum Credit Card

up to $35.00 (If opted in)

To opt into over limit function please call 1-800-299-7147

Late Payment fee for Visa Platinum Credit Card

up to $35.00

Foreign Currency Transaction fee Visa Platinum Credit Card

1.0% of the converted transaction amount.

*APR= Annual Percentage Rate is determined on, and may be adjusted as of the first business day of each quarter (January 1st, April 1st, July 1st, and October 1st) by adding a Margin to the Index (the highest Prime Rate published in The Wall Street Journal “Money Rates” table on the first business day of the previous month) The Margin is determined based on an evaluation of each Member’s credit history, and will range from 4.65% to 14.65%. Your rate will never be more than 18% regardless of the prime rate quoted in the Wall Street Journal.  The information above is current as of 10/1/13. You can call or write us at the telephone number or address shown herein to inquire if any changes occurred since the effective date. In Miami Dade (305) 471-5080, Toll Free (800) 299-7147. 1500 NW 107th Avenue, Miami, FL 33172

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Go Green with Electronic Statements For Visa® Credit Card!

To receive your Visa® statements electronically follow these easy steps:

  1. Sign on to e-Branch

  2. On your e-Branch homepage, click on “VISA – Credit Card”

  3. Select your credit card and click “Submit”

  4. Once you see your “Account Summary” click on your credit card.

  5. You will be directed to your “Recent Activity” of your credit card.

  6. Under “Account Info” tab, select “e-Statements, User Profile” and provide the necessary information.

  7. Once your information is submitted, you will receive a confirmation code via email.

  8. Enter the confirmation code to complete the registration. Once registration is completed, you will start receiving your statements electronically.

If you need any assistance please feel free to contact our Call Center at 305-471-5080.

New e-Branch!

If this is the first time logging in to the new e-Branch system, please select
"SETUP YOUR INFO" from the "FIRST TIME E-BRANCH USER" option.

Please Note: Your MEMBER NUMBER will be your "USER ID" during your initial account Set Up.