Credit Cards
Visa® Platinum
Experience the Platinum Standard
Unlock a world of exclusive benefits with the Dade County Federal Credit Union (DCFCU) Visa® Platinum Credit Card. Enjoy unparalleled purchase protection and exceptional rewards on every purchase. 
- No Annual Fee
There is no annual fee on your DCFCU Visa Platinum Credit Card. - Credit Limit Up to $20,000
Enjoy added purchasing power to help you manage larger purchases and everyday expenses with confidence. - No Balance Transfer Fee
Transfer balances from higher-rate cards to consolidate debt while saving on costs. - Low Annual Percentage Rate
We offer one of the lowest Annual Percentage Rates (APR) available. Offer subject to credit evaluation. - Reward Points for Every Dollar Spent
Use your reward points for merchandise, travel options, event tickets, and more with Choice Rewards! - Worldwide Acceptance
Your DCFCU Visa® Platinum Credit Card is recognized and honored in business establishments and financial institutions worldwide.
Apply for a Visa Platinum Credit Card
Visa® Secured Credit Card
Our Visa® Secured Credit Card is convenient because it helps you establish credit without penalizing you for not having any credit history.
- No Annual Fee
- Minimum Deposit of $200
- No Credit Check
- Low Variable Rate
- 25-day interest-free grace period
Apply for a Secured Visa Credit Card
Student Visa® Credit Card
Our Student Visa® Credit Card has a low rate with a 25-day interest-free grace period on all new purchases.
- Credit Limit Between $300-$1500
- No Hidden Fees
Apply for a Student Visa Credit Card
Student Credit Card FAQs
What is the difference between a Student Credit Card and a Secured Credit Card?
With a Student Credit Card, you have to be at least 18 years old and provide proof that you are enrolled full-time or part-time at a college or university. A Secured Credit Card is designed for young adults to build their credit if they do not qualify for the Student Visa Credit Card. It is called a secured card because it requires a security deposit which ends up being your credit limit of at least $200.
How do you avoid paying interest on a credit card?
By paying the full balance at the end of each billing cycle will help you avoid paying interest.
How long does it take to get approved?
It may take up to 3 business days.
Does the Student Visa Card and Visa Secured Card help build credit?
When the card is being used responsibly it is the best way to start building credit as a young adult. You can expect to see a positive credit score within the first six months if the card is being used responsibly. The easiest way to affect your credit negatively is to miss a payment. If you feel like you cannot make a payment, please call us at 305-471-5080 so we can come up with a plan!
What happens to my Student Visa Credit Card after I graduate?
You will be upgraded to a regular DCFCU Credit Card and may even qualify for a credit increase.
Can I increase my credit limit?
After you have established good credit habits, we can review your Student Visa Credit Card to see if you qualify for an increase. When it comes to your Secured Credit Card, you can increase your available balance by adding more funds to the account.
*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required.