Lock in Competitive CD Rates in South Florida!
Earn guaranteed returns with a Dade County Federal Credit Union (DCFCU) Certificate of Deposit. Open online in minutes with a $500 minimum deposit. Limited-time rates available now.
Current CD Special Rates
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6-Month Certificate of Deposit: 4.00% APY*
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12-Month Certificate of Deposit: 4.10% APY*
Both terms feature a low $500 minimum opening deposit. Open your CD 100% online with no branch visit required.
Why choose a DCFCU CD?
- Fixed, competitive rates locked in for the full term
- No market risk — your principal and rate are protected
- Fast online account opening
- Member-owned credit union focused on better rates for members
Who Can Join DCFCU?
Membership is open to anyone who lives, works, worships, or attends school in:
- Miami-Dade County, FL
- Broward County, FL
- Palm Beach County, FL
- Monroe County, FL
Joining is fast and fully online. You can become a member and open your Certificate of Deposit in the same session.
*APY = Annual Percentage Yield. 4.00% APY 6-Month effective 6/1/2026. 4.10% APY 12-Month Share Certificate (CD), effective 8/24/2026; minimum opening balance of $500. All terms are subject to early withdrawal penalty and/or fees which may reduce earnings. Loan programs, rates, and terms may change or be discontinued at any time without notice. Membership is required.