Member Benefits

Family sitting on the beach under a palm tree

At Dade County Federal Credit Union, we make banking simple, secure, and built around you. As a member, you gain access to exclusive products, convenient digital tools, and personalized support designed to help you achieve your financial goals, anytime, anywhere.

Digital Banking Made Easy

Bank when and where you want with tools that fit your life.

  • Online Banking: Manage your accounts, transfer funds, and pay bills from your computer.
  • Mobile App: Deposit checks, set up alerts, and access your accounts on the go.
  • e-Statements: Go paperless for faster, safer, and eco-friendly account access.
  • Zelle®: Send and receive money quickly and securely with friends and family.

Experience effortless banking, right at your fingertips.

Financial Products That Work for You

DCFCU offers a full range of products designed to meet your needs at every stage of life.

Whatever your goal, we’re here to help you reach it.

Membership has its benefits!

Your membership comes with more than great rates.

Become a Member Today

Insurance Products

The Family Security Plan
Dade County Federal Credit Union is pleased to partner with The Family Security Plan® to offer members permanent whole life insurance, disability income, and critical illness insurance.

TruStage Auto and Home Insurance
Ready to save? Switching to the TruStage® Auto & Home Insurance Program is easy.

Credit Life & Disability Insurance  
At Dade County Federal Credit Union, we’re here to help you protect what matters most. Our Credit Life and Credit Disability Insurance plans are designed to safeguard you and your family from the unexpected. In the event of death or disability, this coverage can help ensure your loan payments are taken care of—so your loved ones don’t have to shoulder that financial burden.

With affordable premiums, simple eligibility, and the convenience of adding coverage when you apply for your loan, payment protection insurance offers peace of mind when life takes an unexpected turn. Whether you’re buying a car or financing a new goal, Credit Life and Disability Insurance helps protect your loan, your credit, and your family’s financial future.

Ask about Credit Life and Credit Disability Insurance when you speak with a DCFCU representative about your loan. 

Guaranteed Asset Protection (GAP)
Protection when you need it most. Whether your vehicle is stolen and unrecovered or totaled in an accident and cannot be repaired. GAP covers the difference between your primary carrier’s insurance settlement and the amount you still owe on your loan or lease.  

Auto Buying Service

Dade Auto Desk (D.A.D.)
D.A.D. is an auto-finding service that is available to all Dade County Federal Members. D.A.D. makes the often tedious and frustrating auto shopping experience simple and efficient. Get the vehicle you want at the price you want, without stepping foot in a dealership. The Dade Auto Desk team will secure all manufacturer rebates and incentives and avoid unnecessary fees.

Discounts & Offers for Members

Love My Credit Union Rewards
Take advantage of great discounts and offers from Love My Credit Union Rewards.

Financial Resources

Wealth Management
Dade County Federal Wealth Management is offered through LPL Financial.

Financial Tools
We’ve partnered with Banzai! to offer an interactive suite of tools to help you understand and manage your finances.

GreenPath Financial Wellness
DCFCU has teamed up with GreenPath to bring you GreenPath Financial Wellness, a financial education, and counseling program. As a DCFCU Member, you have free access to money management and financial education services.