Direct Deposit

Faster Funds, Better Perks: Switch to DCFCU Direct Deposit Today
man using phone on beach

Direct Deposit at Dade County Federal Credit Union (DCFCU)

Get your paycheck, pension, Social Security, or government benefits faster and safer with Direct Deposit from DCFCU. Serving members across Palm Beach, Broward, Miami‑Dade, and Monroe Counties, DCFCU makes managing your money simple, secure, and rewarding. No more waiting in line to cash checks or worrying about lost or stolen paper checks, your funds are deposited directly into your DCFCU checking account on payday.

Why Choose Direct Deposit with DCFCU?

  • Instant Access: Funds are available immediately on deposit day, no trips to the branch or ATM needed.
  • Loan Discounts: Active Direct Deposit members may qualify for special rate discounts on new & used auto loans, signature loans, and more.
  • Quick Cash Loan Access: Once Direct Deposit is established, members who maintain their account in good standing for at least six months can unlock access to our Quick Cash Loan*.

Easy Enrollment in Direct Deposit

Enrolling is quick and straightforward. Simply provide your employer, HR department, or government agency with these two pieces of information:

  • Dade County Federal Credit Union ABA Routing Number: 266080107 
  • Your DCFCU Share (Account) number 

You can find your full account number in Online Banking, on your statements, or by contacting us.

Who Benefits Most from Direct Deposit?

  • Employees in Palm Beach, Broward, Miami‑Dade, and Monroe County
  • Retirees receiving pensions or Social Security
  • Government employees and contractors
  • Anyone wanting faster access to funds and better loan perks

Open Your DCFCU Checking Account Today

Ready to switch? Our Secure Checking and Secure Plus Checking accounts include Direct Deposit support, identity protection features, and more.

*APR=Annual Percentage Rate for loan is 17.99%. The loan amount you qualify for will vary based on your individual relationship with DCFCU and underwriting factors. To qualify, you must have direct deposit of your paycheck and auto-debit of your loan payment. There will be a $10 non-refundable application fee. Must be a member for six months or longer, and membership must be in good standing. All programs, rates, and terms may change or be discontinued at any time without notice. Federally Insured by NCUA.