Business Share Savings
Your Foundation for Business Banking
A Business Share Savings account is the cornerstone of your organization’s financial relationship with us. Whether you’re a small business, startup, or established company, this account provides a secure place to grow your funds while giving you access to the full suite of business services we offer. Dade County Federal Credit Union (DCFCU) supports businesses in Palm Beach, Broward, Miami-Dade, and Monroe counties.
Business Share Savings
Minimum Requirements
- Minimum to open: $5.00
- Minimum to earn dividends: $100.00
- Monthly maintenance fee: None
Eligible Business Types
- Sole Proprietors
- Partnerships
- Limited Partnerships
- Corporations
- LLCs
- Non-Profit Organizations
Opening a Business Account
Getting started is simple. Visit any of our convenient branch locations and bring the required business and personal documentation listed below.
Business Information
Must be a Florida-registered business (SunBiz) operating in Palm Beach, Broward, Miami-Dade, or Monroe Counties.
- Business Name
- Business Address
- EIN Certificate
Personal Information
- Full Name
- Title/Position
- Phone Number
- Social Security Number or Taxpayer Identification Number (TIN)
- Date of Birth
- Valid government-issued ID or acceptable secondary identification
Why Choose Business Share Savings?
A Business Share Savings account is more than just a place to store money, it’s your gateway to membership benefits, financial stability, and long-term growth. With no monthly maintenance fees and a low opening requirement, it’s designed to support businesses of all sizes in South Florida.
This account helps you:
- Build a financial cushion for future expenses
- Establish your business membership
- Maintain liquidity while earning dividends
- Access additional business products and services
Get Started
Open your Business Share Savings account today and take the first step toward a stronger financial foundation for your organization.
Business Money Management
A savings option designed for businesses that maintain higher balances and want to earn dividends while keeping funds accessible. Ideal for businesses that want to maximize earnings on operating funds without sacrificing liquidity.
Requirements & Fees
- Minimum to open: $2,500.00
- Minimum to earn dividends: $2,500.00
- Monthly maintenance fee: None
Business Share Rates
Business Money Management Rates
Business Money Management
Rates effective as of June 1, 2026
| Range | Rate | APY* |
|---|---|---|
| $2,500 – $249,999.99 | 1.24% | 1.25% |
| $250,000 – $499,999.99 | 1.49% | 1.50% |
| $500,000 – $999,999.99 | 3.449% | 3.50% |
| $1,000,000 and over | 3.69% | 3.75% |
Minimum of $2,500.00 required to open account.