First Mortgage Loans & Home Refinancing
Start Your Mortgage Journey with DCFCU
Dade County Federal Credit Union (DCFCU) is proud to help members across South Florida achieve their home financing goals. Through our trusted partnership with FEMBi Mortgage, we offer competitive first mortgage loans, refinancing, and reverse mortgage options with personalized service and a streamlined process.
Why Members Choose DCFCU for Mortgages
- Local knowledge of Miami-Dade, Broward, Palm Beach and Monroe counties
- Partnership with FEMBi Mortgage with years of experience helping Florida families
- Fast pre-approvals and dedicated support
- Options for purchase, refinance, cash-out, and reverse mortgages
Our Mortgage Solutions
- Home Purchase Loans -Buying your first home or next property in South Florida? We offer Conventional, FHA, VA, and Jumbo loans with competitive rates and low down payment options for qualified buyers
- Mortgage Refinancing - Lower your monthly payments, shorten your loan term, access home equity, or consolidate debt. Ideal for current homeowners in Miami-Dade and beyond
- Reverse Mortgages - For eligible homeowners age 62+, turn your home equity into flexible, tax-free cash while staying in your home
Ready to Move Forward?
Existing Mortgage Account Holders
If you already have a first mortgage with DCFCU, we’re here to support you. Manage your account, view statements, make payments, or contact your servicing team directly through our mortgage servicing portal.