Personal Loans

DCFCU makes it easy to help you reach your financial goals! Manage your debt with our easy borrowing option and apply for a personal loan today and take advantage of low interest rates as low as 6.99% APR* with flexible repayment terms.

Our Members will benefit from:

  • Easy application process

  • No prepayment penalties

  • You can even have funds deposited directly to your account

  • Loans up to $35,000

Personal loans can be used to meet all of your needs:

  • Consolidate debt

  • Cover emergency expenses

  • Home improvement projects

*APR= Annual Percentage Rate. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Maximum unsecured debt with DCFCU may not exceed $35,000. To qualify for the lowest rate, direct deposit of paycheck, auto-debit of loan payment and DCFCU share draft checking account required. Members with an existing DCFCU unsecured debt will need to qualify additional disbursement of at least $2,500 over the current outstanding balance. This loan promotion may be canceled at any time without notice. Membership Required.