ACCOUNT RATES

Share Savings** & IRA Shares***

Range Rate APY*
$100 – $499.99 0.05% 0.05%
$500 – $4,999.99 0.05% 0.05%
$5,000 – $49,999.99 0.10% 0.10%
$50,000 and over 0.15% 0.15%

Club Accounts**

Range Rate APY*
$100 – $499.99 0.05% 0.05%
$500 – $4,999.99 0.05% 0.05%
$5,000 – $49,999.99 0.10% 0.10%
$50,000 and over 0.15% 0.15%

Shared Draft Checking1/ Secured Checking‡/Perfect Checking‡

Range Rate APY*
$1,000 – $4,999.99 0.05% 0.05%
$5,000 and over 0.05% 0.05%

Money Management†

Range Rate APY*
$2,500 – $4,999.99 0.40% 0.40%
$5,000 – $49,999.99 0.45% 0.45%
$50,000 – $99,999.99 0.65% 0.65%
$100,000 – 249,999.99 0.95% 0.95%
$250,000 and over 1.05% 1.06%

Share IRA Certificates****

Range Rate APY*
12 month 2.88% 2.92%
24 month 3.03% 3.07%
36 month 2.52% 2.55%

Share Certificates****

Range Rate APY*
3 month 0.70% 0.70%
6 month 1.90% 1.91%
12 month 2.88% 2.92%
18 month
$500 – $9,999.99 3.03% 3.07%
$10,000 – $29,999.99 3.03% 3.07%
$30,000 – over 3.03% 3.07%
60 month
$500 – $9,999.99 2.52% 2.55%
$10,000 – $39,999.99 2.52% 2.55%
$40,000 – $69,999.99 2.52% 2.55%
$70,000 – $99,999.99 2.52% 2.55%
$100,000 and over 2.52% 2.55%

* APY=Annual Percentage Yield

** Minimum of $5.00 required to open account.

***Minimum of $50.00 required to open account.

****Minimum of $500 required to open account. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.

† Minimum of $2,500.00 required to open account.

‡ Monthly Service Charge $1.99

1Share Draft is for members that OPTOUT of the security fee.

Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call TellerLine24 at (305)471-5335 or (800)696-5962.