Rates

Deposit Account Rates

Share Savings** & IRA Shares***
Range Rate APY**
$100 – $499.99 0.05% 0.05%
$500 – $999.99 0.15% 0.15%
$1,000 – $4,999.99 0.20% 0.20%
$5,000 and over 0.30% 0.30%
Club Accounts**
Range Rate APY**
$100 – $499.99 0.05% 0.05%
$500 – $999.99 0.15% 0.15%
$1,000 – $4,999.99 0.20% 0.20%
$5,000 and over 0.30% 0.30%
Secured Checking‡
Range Rate APY**
$1,000 – $4,999.99 0.10% 0.10%
$5,000 and over 0.15% 0.15%
Money Management†
Range Rate APY**
$2,500 – $9,999.99 0.20% 0.20%
$10,000 – $24,999.99 0.25% 0.25%
$25,000 – $49,999.99 0.30% 0.30%
$50,000 and over 0.35% 0.35%
Share IRA Certificates****
Range Rate APY**
12 month 0.50% 0.50%
24 month 0.60% 0.60%
36 month 0.80% 0.80%
Share Certificates****
Range Rate APY**
3 month 0.35% 0.35%
6 month 0.40% 0.40%
12 month 0.50% 0.50%
18 month 0.55% 0.55%
30 month 0.75% 0.75%
60 month 1.74% 1.75%

**APY=Annual Percentage Yield
** Minimum of $5.00 required to open account.
***Minimum of $50.00 required to open account.
**** Minimum opening balance of $500. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.
† Minimum of $2500.00 required to open account.
‡Monthly Service Charge $1.99
Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962.
Federally Insured by NCUA to at least $250,000

Business Rates

Business Shares**
Range Rate APY**
$100 – $499.99 0.05% 0.05%
$500 – $999.99 0.10% 0.10%
$1,000 – $4,999.99 0.10% 0.10%
$5,000 and over 0.15% 0.15%
Simple Business Checking***
Range Rate APY**
$3,000 and over 0.05% 0.05%
Community Checking (nonprofit) ****
Range Rate APY**
Non Dividend Bearing 0.0% 0.0%
Business Money Management*****
Range Rate APY**
$2,500 – $9,999.99 0.10% 0.10%
$10,000 – $24,999.99 0.10% 0.10%
$25,000 – $49,999.99 0.15% 0.15%
$50,000 and over 0.20% 0.20%

**Annual Percentage Yield **Minimum of $5.00 required to open account.
***Minimum of $30.00 required to open account.
****Minimum of $40.00 required to open account.
*****Minimum of $2,500.00 required to open account.
Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call Tellerline 24 at (305)471-5335 or (800)696-5962.
Federally Insured by NCUA to at least $250,000

Loan Rates
LOAN TYPE ²TERM ¹APR
New Auto Varies 4As low as 1.99%
Used Auto Varies 4As low as 1.99%
Signature Varies 3As low as 9.49%
County Line Revolving 3As low as 8.99%
No Annual Fee Platinum VISA Revolving As low as 8.90% to 17.9%
Shared Secured Varies 2.00% above highest dividend rate
Certificate Secured Varies 2.50% above rate paid
New Boat Varies 3As low as 9.49%
Used Boat Varies 3As low as 10.25%
New Motorcycle Varies 3As low as 6.00%
Used Motorcycle Varies 3As low as 7.00%
New RV / Camping Unit Varies 3As low as 6.75%
Used RV / Camping Unit Varies 3As low as 7.75%

1APR=Annual Percentage Rate. Automatic deposit of full paycheck and debit of loan payment required to qualify for your lowest rate. The discount on loan rates cannot be combined with any other special offer or promotion.
2Term=The repayment period for all loan types varies.
3As low as rate includes applicable discounts of Direct Deposit (.25%), Automatic Payment (.25%).
4As low as rate includes applicable discounts of Direct Deposit (.25%), Automatic Payment (.25%), Previous DCFCU vehicle borrower (.25%), financing 89% or lower of vehicle value (.25%).
We offer some of the best rates and terms anywhere on a wide variety of loans all designed to make money available to you when you need it. In addition, you can set up your loan payments with payroll deduction and never need to remember to mail a payment again.
Whether it’s a vacation, an addition to your home, a new car, college tuition, or anything that comes to mind, just let us know. We’ll do our best to find a way to make your dream come true with a Dade County Federal loan that works with your budget and lifestyle. You’ll be surprised by just how easy financing your dreams can be with Dade County Federal Credit Union.

text