RISE Miami-Dade Small Business Loan
The RISE Miami-Dade Loan Program is here to help. We offer loans of up to $75,000 with sustainable terms, individualized support, and a streamlined process designed specifically for small businesses in Miami-Dade County.
RISE stands for Reinvesting in our Small Business Economy — and that’s exactly what we’re committed to doing. We want to empower local entrepreneurs and help businesses like yours thrive.
Why Choose the RISE Loan Program?
Simple Application
A fast, straightforward application that’s easy to complete.
Individualized Support
You’ll work one-on-one with a Community Engagement Lending Specialist who will guide you through the process and answer your questions.
Sustainable Terms
- Competitive interest rate: Prime minus 1%
- 60-month standard repayment term
- For loans of $75,000, you may extend the term to 72 months for greater flexibility.
Who Is Eligible?
Business Requirements
- Registered with Sunbiz for at least 2 years
- Located in Miami-Dade County
- Gross sales under $5 million
- Fewer than 50 employees or independent contractors
Business Owner Requirements
- Credit score of 620 or higher
- No bankruptcies or foreclosures within the past 3 years
- All owners with 20% stake or higher need to be included in the application
Ready to Apply?
Start by completing our quick online qualification form — it only takes a few minutes.
Once submitted, a Community Engagement Lending Specialist will follow up within one business day.
Rise to the Moment. Evolve for the Challenge.
Complete the form below to start the application process.