Account Rates

Rate ticker

Account Rates

Rates effective as of June 13, 2025

Share Savings** & IRA Shares***

Range Rate APY*
$100 - $499.99 0.05% 0.05%
$500 - $4,999.99 0.05% 0.05%
$5,000 – $49,999.99 0.10% 0.10%
$50,000 and over 0.15% 0.15%

** Minimum of $5.00 required to open (Share Savings) account.

*** Minimum of $50.00 required to open (IRA Share) account.

Club Accounts**

Range Rate APY*
$100 – $499.99 0.05% 0.05%
$500 – $4,999.99 0.05% 0.05%
$5,000 – $49,999.99 0.10% 0.10%
$50,000 and over 0.15% 0.15%

** Minimum of $5.00 required to open account.

Shared Draft Checking1 / Secure Checking‡ / Secure Plus Checking╪

Range Rate APY*
$1,000 – $4,999.99 0.05% 0.05%
$5,000 and over 0.05% 0.05%

1 Share Draft is for members that OPTOUT of the security fee.

‡ Monthly Service Charge $1.99

╪ Monthly Serrvice Charge $3.99

Money Management†

Range Rate APY*
$2,500 – $4,999.99 0.40% 0.40%
$5,000 – $49,999.99 0.45% 0.45%
$50,000 – $99,999.99 0.65% 0.65%
$100,000 – 249,999.99 0.95% 0.95%
$250,000 and over 1.05% 1.06%

† Minimum of $2,500.00 required to open account.

Share IRA Certificates

Range Rate APY*
12 month 2.88% 2.92%
24 month 3.03% 3.07%
36 month 2.52% 2.55%

Minimum of $500 required to open account. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.

Share Certificates

Range Rate APY*
3 month 0.70% 0.70%
6 month 1.90% 1.91%
12 month 2.88% 2.92%
18 month: $500 – $9,999.99 3.03% 3.07%
18 month: $10,000 – $29,999.99 3.03% 3.07%
18 month: $30,000 – over 3.03% 3.07%
60 month: $500 – $9,999.99 2.52% 2.55%
60 month: $10,000 – $39,999.99 2.52% 2.55%
60 month: $40,000 – $69,999.99 2.52% 2.55%
60 month: $70,000 – $99,999.99 2.52% 2.55%
60 month: $100,000 and over 2.52% 2.55%

Minimum of $500 required to open account. All terms are subject to early withdrawal penalty and or fees which may reduce earnings.

* APY= Annual Percentage Yield

Your final rate may be different than what is shown above. Rates are subject to change without notice. For up-to-date rates 24 hours a day, simply call TellerLine24 at 305-471-5335 or 800-696-5962.