Checking Accounts
Secure Checking
Paying for goods and services is fast and easy through our Secure Checking Account.
- Unlimited check writing
- ID Safe Choice - Fully Managed Identity Theft Recovery* plus Identity Theft Expense Reimbursement Insurance.
- Dividends are paid on an average daily balance of $1000
- Direct Deposit and Payroll deduction
- VISA® Debit Card
- Personalize your debit card
- Free transactions at all DCFCU ATMs
- Four Free transactions monthly at Presto® ATMs (ATM surcharges may apply)
- Online Banking and Bill Pay
- Mobile Banking
*Monthly service charge: $1.99
Secure Plus Checking
Our Secure Plus Checking account includes expanded banking benefits and enhanced security features; as part of the checking account, you will enjoy the following benefits and services:
- All the same benefits of Secure Checking
- 5 Free Cashier’s Checks and Money Orders per Month
- $.05 Cash Back per Debit Card Purchase (POS and Signature Based)
- ID Safe Choice $25,000 ID Theft Expense Reimbursement
Open Secure Plus Checking Account
Already have Secure Plus Checking?
You are entitled to nxg|PROTECT - powerful, proactive Identity Monitoring Services* with Alerts:
- Credit Monitoring - Provides email and SMS text alerts for credit inquiries, new credit lines, address changes, and more.
- Credit Score - Tracked on a timeline to see unexpected changes that might indicate identity theft.
- Credit Report - Helps to benchmark your credit standing and uncover pre-existing credit issues.
- IP Address Monitoring - Safeguard your network's security by analyzing the data traffic, behavior, and interactions of IP addresses.
- Dark Web Monitoring - Alerts you if your personal information or registered credentials have been compromised on the Dark Web.
- Social Media Monitoring - Monitors your Facebook, Instagram, LinkedIn, and Twitter accounts.
- High-Risk Transactions Monitoring - Provides alerts to password resets, money transfers, and more at participating companies.
*MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit dcfcu.nxgstrategies.com.
*Monthly service charge: $3.99
Money Management Account
To earn a premium interest rate without tying up your cash, this easy-access account lets you enjoy complete liquidity — including access to Tellerline 24 or any of our branches. This powerful money management tool keeps your funds liquid and flexible while strengthening the earning potential of your hard-earned money. The minimum balance required to open this account is $2,500. You must maintain a minimum daily balance of $2,500 in your account to obtain the disclosed annual percentage yield. Dividends are compounded and credited to your account every month.