Youth Accounts
Gen-You Accounts
Being a teenager nowadays comes with a lot of responsibilities, saving for their first car, school events, extracurricular activities, and more. One of the many decisions they may face is opening their own account and that’s where we come in.
Our Gen-You Savings and Checking accounts really are one of a kind. It was created to give teenagers between the ages of 14-17 the ability to establish good money habits without a parent or legal guardian. But don’t worry parents, this account gives them freedom, but we give you reassurance.
This account has features we all love.
- Our Mobile App allows students to track their spending, build a budget and view their statements.
- No minimum balance or maintenance fees. We want them to save!
- Our promise to you is that your teen will learn positive money management skills.
Gen-You Committee and Programs
Gen-You Account FAQs
What is required?
A minimum of $6.00 is required to open the account. A teenager must live, work, worship, or go to school in Miami-Dade or Broward County and must be between the ages of 14-17. Student needs one form of ID (State ID or DL) or a US Passport. The student must provide documentation from the School District (Schedule of Courses or Report Card) to confirm the student’s physical address.
How do I open a Gen-You Account?
You can open the account online! Just upload the required documents and a representative will get back to you within a couple days.
How is the Gen-You Account safe for teenagers?
We have restrictions on the account that will help to avoid fees, experiencing overdrafts and check fraud.
To qualify for a Gen-You Account, student must live, work, worship, or attend school in Miami-Dade County and Broward County. A teenager must live, work, worship, or go to school in Miami-Dade or Broward County and must be between the ages of 14-17. Student needs one form of ID (State ID or DL) or a US Passport. The student must provide documentation from the School District (Schedule of Courses or Report Card) to confirm the student’s physical address. Loan programs, rates, and terms may change or be discontinued at any time without notice.
Minor Account
Great! You are already taking the first step to help your child reach financial freedom and teach them how to be financially responsible.
With our Minor account, you can:
- Instill the habit of saving at a young age.
- Offer positive encouragement.
- Provide financial education.
Please visit any of our branch locations or click the button below to open your account today!
BabySteps Program
It’s never too early to start saving for your child’s future. Our Youth Account is a great way to get your little one started with their very own financial building blocks. Whether you’re saving for college or their first car, every little bit counts and by starting early every little bit really adds up. As a bonus we created "BabySteps", a program designed for parents who open a youth account for a child under 3 years old are eligible to receive a *FREE Miami-Dade County Stroller Parking Permit.
Stop by any of our branch locations to open your youth account today and receive your free stroller parking permit.
*This program is designed for children who are 2 years and 11 months old or younger. Child’s Birth Certificate and Social Security Card required to open account. A parent or legal guardian must be added to the account as a per account. Account must be opened with $25 plus $1 membership fee. Parent or legal guardian may purchase an additional permit for $35. Membership required. While supplies last. This program is subject to change at any time without notice.