Minor Account

A Smart Start for Young Savers

At Dade County Federal Credit Union (DCFCU), we believe it’s never too early to start building healthy money habits. That’s why we created the Minor Account—a savings account designed specifically for children under 13. With just a $6 opening deposit, your child can begin their financial journey in a fun and meaningful way.

Why Open a Minor Account?

  • Only $6 to open – an affordable way to get started.

  • No monthly maintenance fees – more savings, less stress.

  • Easy parental transfers – move money quickly through online or mobile banking.

  • Kid-friendly learning – helps children understand the value of saving.

Please visit any of our branch locations or click the button below to open your account today!

Story Time at Pembroke Pines

Celebrate savings and learning with us at our upcoming Story Time event!

Date: Saturday, September 20th
Time: 10 am – 12 pm
Location: Pembroke Pines Branch, 179 N Hiatus Rd. Pembroke Pines, FL 33026

Bring your children for a morning of stories, fun, and financial lessons featuring the Berenstain Bears Financial Literacy Book. This engaging story helps children learn how saving can be both smart and exciting.

 Activities include:

  • Story reading for kids

  • Fun giveaways (while supplies last)

  • Tips for parents on raising financially savvy children

This event is free to attend and open to all families in the community.

Ready to Get Started?

Give your child the gift of financial confidence today. Open a Minor Account and join us at Story Time to start building a strong financial foundation together.

*To qualify for a Minor Account, the child must live, work, worship or attend school in Miami-Dade or Broward County. To open the account the child will need a copy of their Birth Certificate and Social Security Card while the parent or legal guardian will need a primary and secondary ID. Books will be available at all Dade County Federal Credit Union branches. To claim the free The Berenstain Bears Financial Literacy Book, a Minor Account must be opened between September 1, 2025, and September 30, 2025, while supplies last. Loan programs, rates, and terms may change or be discontinued at any time without notice. Membership required.