Youth Accounts


As a teenager, your goals are probably starting to get a little pricier. Right? Whether you’re saving for school activities or working part-time to save for college or a car, managing your money the smart way is definitely important. If you are a student age 14-17, you can start smart with a primary Gen-You Savings and Checking account in your name, without a parent or legal guardian. It offers a debit card so you can access your cash at ATMs, access to Internet Banking, and a secured Visa credit card (with a parent or legal guardian). It’s the best of all our accounts so you can enjoy a smart, easy start to managing your money.

Stop by any of our branch locations to speak with a representative and start saving today!

  • E-Branch Online Access
  • Debit Card
  • Money Orders
  • Gift Cards
  • Mobile App
    Credit Building
  • Student Loan
  • $500 Secured Visa
  • *Parent or legal guardian must be on the account

First Time Care Buyer Program

Membership requires a $5.00 minimum balance in a savings account and a one-time fee of $1.00. Persons (and their family members) who either live, work, worship, attend school, operate businesses or other legal entities located in Miami-Dade County are welcome to join our credit union. This program is designed for children and students within ages 14-17. Youth’s Birth Certificate, FL State ID, Valid School ID and Social Security Card required to open an account. Youth must attend a Financial Literacy Seminar in order to obtain a debit card or youth may attend an online course that is designated by DCFCU.  Once online course is completed, they must bring printed certificate to DCFCU to earn debit card

Student Visa©

You Need Stuff for College. We’ve Got the Card for You!

Buy books, school supplies, a cup of coffee, or just build your credit with Dade County Federal’s STUDENT VISA© CREDIT CARD! And it’s so easy to apply!

  • NO Annual Fee
  • Starting rate 11.15% – 17.9% APR*
  • No Hidden Charges!
*APR = Annual Percentage Rate. Annual Percentage Rate is determined on, and may be adjusted as of the first business day of each quarter (January 1st, April 1st, July 1st, and October 1st) by adding a Margin to the Index (the highest Prime Rate published in The Wall Street Journal “Money Rates” table. The Margin is determined based on an evaluation of each Member’s credit history, and will range from 4.65% to 14.65%. Your rate will never be more than 18% regardless of the prime rate quoted in the Wall Street Journal.